One Team for Your Retirement, Your Taxes, and Your Next Chapter

A Retirement & Tax Planning Firm That Sees Your Whole Picture

ModeWealth brings retirement and income planning together with tax-focused guidance to create one clear plan for your next chapter. See your full financial picture—then schedule a free, no-obligation consultation to explore what comes next.

One Firm for Your Full Financial Picture

Integrated planning for retirement, taxes, and long-term wealth

At Modewealth, you don’t have to juggle a financial advisor, an accounting firm, and a separate tax planner—our team collaborates as your unified “wealth team.” Through our Mode360 all-in-one financial planning program, we help you see your entire financial life in one place, from retirement planning and investments to tax and estate considerations. Serving Salem, McMinnville, and surrounding Oregon communities, we focus on clear education so you understand your options and feel confident in every decision.

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Explore Our Core Services

Start with the planning path that fits your goals today

Whether you’re nearing retirement, focused on long-term security, or looking for tax planning support, ModeWealth offers connected services designed to work together for you.

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Personal Retirement & Income Planning

Build a personalized roadmap for your retirement income and long-term goals with a planning team that looks at your full financial picture, supported by data-driven analysis. Your plan is reviewed regularly so you can adjust with confidence as life, markets, and priorities change.

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Tax Services & Strategy

Access tax-focused guidance from experienced professionals who help you think ahead about potential liabilities and opportunities. We coordinate with your independently engaged tax preparer on strategies for complex areas—such as estate and trust considerations—so your tax decisions stay aligned with your overall retirement and income planning.

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Mode360 All-in-One Planning

Access Mode360, our comprehensive planning experience that gives you a 360° view of your finances—connecting retirement and income planning, tax strategies, and legacy considerations in a single, easy-to-understand framework. You and your advisory team can work from the same coordinated plan, making it easier to see where you stand and what to do next.

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Imagine seeing your entire financial picture and finally feeling calm.

Your ModeWealth planning and tax team walks you through each step, so you leave with real clarity—not a pile of paperwork and confusing terms.

About Modewealth

A coordinated retirement and tax planning team serving Oregon and beyond

ModeWealth is built around a simple idea: your financial life works best when your professionals work together. Our multi-disciplinary team includes retirement and income planning professionals, IRS Enrolled Agents, and access to legal resources, so every strategy is viewed through retirement, tax, and estate planning lenses. When appropriate, ModeWealth also works with independently licensed fiduciaries through Mode360 to help coordinate advice across your broader financial picture.


With decades of combined experience and an education-focused approach, we partner with local colleges and community organizations to provide classes and workshops that demystify retirement planning and tax reduction strategies. Clients from Salem, McMinnville, the Portland metro area, and across Oregon choose ModeWealth for its polished, corporate-style resources delivered with attentive, relationship-driven service.

Trusted by Clients Across Salem and the Willamette Valley

Confidence built on service, expertise, and education

Wendy M.

I highly reccomend Melvin Young and his team at Mode Wealth. He is extremely knowledgeable and professional. He was quick to reply to all our questions and helped us see where we could maximize our savings. I look forward to working with Mode Wealth for years to come. My only wish is that I had discovered his services years ago.

Monica D.

I’ve been working with Melvin and his team at Modewealth for a few years now and they have really taken good care of me! They’ve fixed/amended a botched return from a prior tax firm that was audited by the IRS and saved me thousands of dollars. They’ve assisted me in the creation of new business entities and the proper structuring and proper tax strategies and pre-planning based on my needs. And sooo much more, I call and get direction before I make any major business decisions and I’m very grateful to have them. They’ve been a wonderful help in helping me grow with strategy!

Amelia H.

I've been using modewealth for a few years now. I love the people and services. I would strongly recommend for saving money, financial strategies and/or increasing business profits. Friendly service and results

Golden E.

Thank you, Melvin! I'm so happy with my results! Modewealth helped us with our retirement and taxes. I felt like my needs were understood and met. The entire team was so welcoming, personable and kind through emails, phone calls and visits to the office. I appreciate the high level of expertise and knowledge that I gained through taking the retirement course. The person facilitating the retirement 101 class made me feel like family and he genuinely cared about the community and well-being of retirement aged folks. It's important to have someone to hold your hand through major financial decisions and help you to foresee roadblocks and create a plan of action. After taking the class, I feel more confident and equipped to create a life that my husband and I can have comfort and peace about when we retire next year!

Empowered P.

Melvin was instrumental in helping me with the formation of my business by providing me with tax strategies that not only educated me, but also helped me save alot of money. The finacial education I recieved is beyond my expectation! I highly recommend his services!

Leanna S.

Melvin is extremely knowledgeable and has our best interests at heart. Highly recommend.

Trevor S.

Melvin Young and his team went above and beyond to make sure our taxes were done correctly and on time. Modewealth LLC has always had our best interest and given great advice to save as much $$ as possible!

Cameron Y.

Modewealth has helped my family and I save money on taxes as well as help us wealth plan for the future. Melvin is extremely knowledgable and has a great work ethic. I give Modewealth a 10 out of 10 and would strongly recommend these services to any family!

Eric M.

Melvin with Mode wealth has helped us from the beginning of our excavation business. He has guided us in all areas of tax planning, and financial planning for our future. We truly believe our business would not be where it’s at today without mode wealth. We highly recommend all of our business owner friends to Melvin, and we will continue to use him for years to come!

Jessica S.

I have been working with Melvin and the ModeWealth team for almost 3 yrs now on a variety of topics. They have been nothing but Professional, timely and easy to work with.

Alisha F.

I am a client of Mode Wealth, going on 6 months now. When my business became too complex for me to manage my own finances, bookkeeping, etc. I found Mode Wealth and I am so happy I did! Mode Wealth is a great one stop shop for your business. It’s so nice to have one point of contact for my business taxes, bookkeeping, tax planning, business retirement account, and also my personal taxes. I have had a great experience with their communication and timeliness in meeting deadlines. I love their online portal and how easy it is to use as well. During my very first tax planning appointment, I was provided with a portion of my plan that saved me way more money than the fee I paid Mode Wealth to do my tax plan in the first place…and that was just the first of several tax planning visits! Mode Wealth is definitely worth the small, initial investment in order to reap the immediate larger benefits. Go see Mode Wealth, you’ll be so glad you did!

Brett R.

So far so good, My wife and I are both inexperienced with all this information, MELVIN has been informative And patient with all of our questions., Explaining it in layman’s terms which is easy for both of us to comprehend. We went through his seminar this summer. It was informative, and he was extremely knowledgeable on the material we covered.

Altar S.

Melvin did a fantastic job, he was professional, explained the process and he was reliable. He was easy to get a hold of and answered and questions and concerns we had. Thank you Melvin!

Aaron Q.

Melvin and his team are phenomenal! They not only help my business save money on taxes but saved us time and the headache of figuring out everything on our own. They used a proactive approach to help us get ready and plan for our taxes not only this year but for years to come. I would recommend anyone to Melvin and his team at Modewealth.

Braden T.

Amazing company. I got a huge return on my taxes when I thought I was going to owe because of their expertise. Very professional and great communicators. I will always use them for my taxes and financial advise moving forward. I highly recommend them.

Talia S.

Melvin and Mode Wealth has been a great help to our family. Thanks for your service.
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